I do not charge by the hour. I do not charge for every word I type or every picture I scan.........but I do charge.
Going rate is $400.00 for a website of 5 pages or more and $100.00 for a single page .These rates are stated here for the sole purpose of giving you an idea of costs and are not engraved in stone. Understanding that is a lot of money for some, I am willing work out a payment structure.

I prefer to be paid half for a project when the project is half complete.
My experience over the years tells me that this is best for both client and designer. And as mentioned above this can be broke into payment plan of pay as I design. I am flexible.

Trade
I am always open to the possibilities of a trade of equal value of a product or service.